Security is a priority at Republic International Bank, N.V. We are committed to protecting the security and confidentiality of your personal and financial information. We use a combination of state-of-the-art technology and methods to help to protect your security. Additionally, our comprehensive security program, Republic International Bank, N.V. Security Assurance, brings you the products, services and account features you need to protect yourself and your business from fraud and identity theft.

• How we protect you?
• How you can protect yourself?

How We Protect You

Republic International Bank, N.V.'s Layered Security

Republic International Bank, N.V. Takes a layered approach to help protect your accounts and your identity. Every time you sign on to Republic International Bank, N.V. Online Banking you will need to use your access card in addition to your regular user name and password. These settings - customized by you - let you know that you are at the Republic International Bank, N.V. Online Banking site and not an imposter site. Lastly, we may also ask you one of your Security Questions periodically as yet an additional layer of security.

Online Banking and Bill Pay Guarantee

With Republic International Bank, N.V. Online Banking, you can be confident that our high level of security will protect your personal and financial information and that you are covered in the unlikely event of unauthorized transactions or processing delays. You're covered - 100% - for any verified, unauthorized online transactions or failure on our part to meet a payment deadline with our Online Banking.

Firewalls

Republic International Bank, N.V. Uses firewalls to help limit entry by anyone without proper authorization. A firewall is a security mechanism that regulates the data going in and out of a network. It is a commonly used, specialized computer, which acts as a shield against data going in or out of a network. It checks to make sure that communications only occur between approved individuals and that the communication is in the proper protocol.

Republic International Bank, N.V. Does not guarantee the products or services offered on third party sites. You should review the privacy statement of a web site before you provide personal or confidential information. No representation is made, however, regarding the unconditional security of such submissions.

How You Can Protect Yourself

Protect Yourself from Fraudulent Web Sites and Phishing

Personal information shared over the Internet can be used to commit fraud. One common method is for thieves to create a web site using a name that is similar to that of a reputable business, for instance by using a common misspelling of the company's name. The intent is to lure you into clicking onto the copycat web site and giving your personal information, including your account number and password. We caution you to make sure of whom you are dealing with over the Internet and to understand what will be done with your information. Always check that you have typed the correct web site address before entering personal information onto a site. Phishing is a type of online fraud where you are tricked into providing your personal information through your computer. By posing as individuals or organizations you know, trust and maybe have relationships with, "phishers" seek to obtain your computer passwords, credit card numbers or bank account information so they can use them fraudulently.

Browsers and Encryption

Republic International Bank, N.V.'s Standards are among the highest on the Internet. For accessing our secure applications, such as Republic International Bank, N.V. Online Banking, Republic International Bank, N.V. requires that your browser support SSL and 128-bit. It is important that you regularly update your browser in order to ensure that you are protected from the latest security vulnerabilities.

Clearing Your Internet Browser's Cache and History

To ensure your privacy, we recommend that you clear the Internet browser's cache and history after visiting any Republic International Bank, N.V.web site. Internet browsing software, such as Microsoft Internet Explorer and Netscape, stores or "caches" content of web sites visited during online sessions to display pages previously viewed more quickly. Additionally, the Internet browser's history list tracks web site addresses you visit. Clearing your browser's cache and history ensures that other people using the computer (particularly public computers) do not have access to your session information.

Internet Security Measures

Any sensitive personal information that you send through Republic International Bank, N.V. Online Banking to our web site is held in a secured environment, protected by tools such as firewalls and/or database field encryption. Please do not send any sensitive or personal information over personal e-mail account.